Paul Graham

If you’ve ever wondered why some people seem to grow their wealth effortlessly—even during economic downturns—while others struggle to stay afloat, the answer lies in one critical metric: liquid net worth. Most high earners and aspiring investors focus on their total net worth (assets minus liabilities) or their income. But the ultra-wealthy—those with $10M+ portfolios and

As a business owner or entrepreneur, the idea of exiting your company—whether in one year or five—can feel both exhilarating and daunting. Selling your business is often the culmination of years of hard work, but achieving the right price, with the right buyer, on your terms requires preparation. Many owners dream of a seamless exit,

The dream of owning property young—while juggling student loans, hybrid work gigs, and 2025’s competitive real estate market—feels daunting, right? Wrong. At 22, I bought my first home in Nashville, Tennessee, by house hacking, optimizing my debt-to-income ratio, and treating real estate like a startup. Today, that property generates $1,500/month in cash flow, funds my digital nomad

Imagine you’ve just sunk a significant chunk of your savings into an oil well, drawn by the promise of high returns and a piece of the energy boom. Months later, the news hits: the well is dry, and your investment has evaporated. You’re left with regret and a serious dent in your finances. This scenario